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It is the best study company

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One card, every service

Your campus
access badge

Carta prepagata

Top-up card
with IBAN

conto corrente

current account features


Zero costs

Free issue

No annual fees

No withdrawal fees at Banca Popolare di Sondrio ATM / BANCOMAT

University tuition, pagoPA payments, M.Av.

Mobile phone top-ups

Utility permanent debit authorisation

PUSH notifications

Wire transfer receipt

Purchase goods and services from retailers in Italy and abroad, even online

Access to SCRIGNObps and SCRIGNOapp digital bank services

How it works
ateneo+ by your side to:
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You can use the card for online purchases and shops that accept Mastercard

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University tuition, pagoPA* payments and M.Av.*

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You can send wire transfers in Europe (SEPA area)

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You can transfer money in real time.

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Topping up mobile phones

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Domiciliazione utenze.

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You can withdraw money at ATMs

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Extra benefit

* through SCRIGNObps, our digital bank service.

All the ways you can top-up your ateneo+ card:


You card has an IBAN

Credits from your university

Tax refunds, scholarships, 150h internships Erasmus


At any Banca Popolare di Sondrio branch

Account debit

At a branch and via SCRIGNObps for Banca Popolare di Sondrio customers

Debit card

At QuiMultibanca circuit ATMs

All-in-one badge, card and account

Everything under control and secure
All the tools to keep your ateneo+ card transactions under control





QuiMultibanca circuit

(over 10.000)


Popolare di Sondrio branches

Your ateneo+ card is protected and guarantees your transaction security thanks to:


For secure use with the online bank

3D Secure

To make your online purchases even more secure

SMS and Push notifications

To receive a message or Push notification when you make purchases or withdraw money over the set limit

Benefits and advantages
Global citizen

Global citizen

Access unique experiences in Rome, Milan and the world' s most beautiful cities, thanks to Mastercard.
Private visits, backstage, exclusive hospitality, discounts in your favourite restaurants... these are just some of the experiences designed for you to discover the unexplored trails of your city and live your passions beyond the ordinary.



Participate in the SCRIGNO “EXTRAvantaggi” initiative by activating and using your ateneo+ card.
This free program lets you apply for discounts to be used at selected retailers, tailored to your needs. Login to SCRIGNO, open “EXTRAvantaggi” and start saving now!

Mastercard reserved

Mastercard reserved

With Mastercard Reserved you can take advantage of exclusive promotions, offers, upgrades and services to make your travels and free time unforgettable.

All-in-one badge, card and account

How to block your card

Call immediately in the event of card theft or loss:



Toll free number

From abroad

+39 02 60843768

Fee based

or use the feature in SCRIGNObps and SCRIGNOapp

What to do after you’ve blocked your card:
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File a report with the police as soon as you can and submit a copy to your branch (or send by registered letter).


Apply for a new ateneo+ card at the university. Once you have your new card, you can activate bank features while keeping the same IBAN coordinates and balance as your previous card.


For further information or any help, please contact us via: